Personal Umbrella Insurance in Kalispell & Whitefish, MT

Sometimes, a typical home insurance policy or auto insurance policy just isn't enough. This is where personal umbrella insurance comes into play.

Your coverage has its limits, but you might need more to be protected in your circumstances. Best Insurance provides personal umbrella insurance to customers in Kalispell, Columbia Falls, Whitefish, Bigfork, Lakeside and surrounding areas.

What Can Personal Umbrella Insurance Do For You?

Here are a few scenarios in which personal umbrella insurance can be vital:

  • If you get a significant liability claim or judgment against you
  • While driving, you cause a multi-car accident
  • A flood that started in your home spreads and damages your neighbor's home
  • Someone slips and falls on your property

In the case of catastrophe and you reach your underlying liability limits on a policy (such as a home or auto insurance policy), personal umbrella insurance can help.

Compared to the amount of liability coverage you receive, the costs can be minimal. Personal umbrella insurance can come in many forms, protecting you from such issues as:

  • Bodily injury
  • Landlord liability
  • Legal fees
  • Other legal damages (e.g., libel or slander)
  • Personal injury
  • Property damage

Keep in mind that personal umbrella insurance doesn't apply to any business. This means that if you have a home-based business and there is damage to your personal property, it would not be covered. Also, if you cause damage to your own property, it would not be covered by personal umbrella insurance. But if something happens to someone else because of your negligence, you may be covered once any underlying policy limits have been exhausted.

Additional Protection for Additional Peace of Mind

If you own property, have significant savings or do innocuous activities that could potentially incur costly lawsuits, personal umbrella insurance might be right for you. In the event you are close to retirement and have substantial savings, a costly lawsuit could devastate you.

Click here to contact an agent or request a quote now to learn more about personal umbrella insurance and what Best Insurance can do for you.

Our Location

Best Insurance

Best Insurance

337 1st Ave East
Kalispell, MT 59901
Main office: 406-755-8888

Our Providers

I received a quick quote and they found the BEST policy for my needs. The staff is great and very helpful and friendly. I will recommend to all my friends and family. Thank you very much Best Ins.
Tony D
When I first came to Best Insurance, I was greeted with a friendly smile and the staff were eager to help me. They simplified my all my insurance needs. They asked all the right questions and discovered ways to save me more money on my existing policies, and got me into a package that was affordable and met my needs. I will definitely continue to use them in the future and have already recommended them to my friends and family.
Since being with Best Insurance, our customer service hasbeen so greatly improved. The staff is extremely knowledgeable and helpful. Kevin is an agent that actually works for the customer. I thought those days were gone. Its really refreshing to find an agent that actually gives superior customer service.
Just opened the acct. today but have been well taken care of. Kevin is very friendly and professional.
Kevin was and is great to work with I called for a quote and he got back to me quickly. He was a gentlemen and so glad to be working with him. Kindness and efficiency go along way in my book.
A friend had told me about Best Insurance and then I heard an advertisement on the radio and decided to call. The agent, Robert, was very informative and knowledgeable over the phone and happened to be available to meet with me. He spent a few hours going over different plans and policies with me which allowed me to better make a decision. I had found the process of choosing individual health insurance both stressful and overwhelming, however, Robert was extremely understanding and seemed to keep my best interests in mind. I feel very satisfied in my choice of insurance after all of Roberts time and efforts to advise me in my decision. Ive already directed my family to your companies way as well. I really appreciate Robert and Best Insurance for all the professionalism I received and plan to continue my business with these people. Thanks for everything.